Flexible HVAC Financing, Built Around Your Needs.

Vista Services provides flexible financing and lease-to-own solutions for heating, cooling, water heating and other home comfort equipment across Ontario. Whether you're a homeowner looking for new equipment, a contractor looking to close more sales, or a builder or property manager looking for a scalable equipment solution, we'll help you find the right path.

Explore Your OptionsGet a Quote
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How Can We Help?

Find the Right Vista Solution for You

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New Customer Financing

Explore heating, cooling, water heating and treatment equipment lease-to-own options.
Explore New Customer Options
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Contractor Solutions

Partner with Vista and offer your customers lease-to-own financing for their home comfort needs.
Explore Contractor Options
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Builder Solutions

Work with Vista to explore HVAC, water heating and treatment equipment programs.
Explore Builder Options
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Property Managers

Explore HVAC, water heating and treatment equipment programs.
Explore Property Manager Options
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Current Vista Customers

Manage your equipment, request service, and access additional support.
Explore Customer Support Hub
Equipment Financing

Affordable Payments for Home Equipment Upgrades

Explore financing and lease-to-own options for heating, cooling, water heating and treatment with predictable monthly payments.

Picture of a furnace.

Furnaces

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Air Conditioners

White and gray outdoor heat-pump unit with a large circular fan on the front protected by a metal grill.

Heat Pumps

Modern gray boiler unit with attached copper pipes, a black pump, a pressure gauge, an expansion tank, and a digital control panel.

Boilers

White electric water heater tank with a digital control panel displaying OFF on a blue screen mounted near the top and a cable connected to a rectangular gray device on the side.

Water Heaters

Metallic rectangular tankless water heater with a digital display showing temperature set to 120°F and multiple pipe connections at the bottom.

Tankless Water Heaters

Black water softener system with a tall cylindrical tank featuring a digital control head and a shorter cylindrical brine tank with a closed lid.

Water Softeners

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Benefits

Why Homeowners Choose Vista

Enjoy all the benefits of upgrading your home’s comfort equipment, with the added perks of Vista’s lease-to-own program.

  • Vista helps eligible Ontario homeowners manage the cost of upgrading their heating, cooling, water heating and water treatment equipment.

  • Get the home equipment you need with $0 down.

  • Eligible programs offer six months with no payments.

  • Manage your equipment costs with predictable and affordable monthly payments.

  • Enjoy seasonal equipment promotions and incentives.

  • Have your equipment installed and serviced by local professionals.

Explore New Customer Options
Become A Vista Dealer

Help More Customers Upgrade

For many homeowners, the biggest barrier to replacing their HVAC, water heating and water treatment equipment is the upfront cost. Vista gives contractors another payment option to help eligible customers upgrade their homes.

Lower the Upfront Cost Barrier for Eligible Customers

Expand Payment Options With Monthly Payments

Keep Your Customer Relationship

Get Full Payment After Installation Documents Are Approved

Learn About Contractor Financing Solutions
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How Vista Financing Works

Simple Financing for Heating, Cooling, Water Heating and Water Treatment

Step 1: Choose the Equipment

Work with a participating local contractor to determine the right equipment for your home.

Step 2: Review Your Options

Understand your equipment and Vista payment options before entering into an agreement.

Step 3: Professional Installation

Your local contractor installs your equipment and remains your home comfort expert.

Step 4: Predictable Payments

Vista manages your lease-to-own agreement and scheduled monthly billing.

Why Vista Financing

Help More People With Equipment Financing

We work with a network of local contractors across Ontario, helping customers access essential equipment while giving contractors another way to make their solutions more affordable.

400+ Dealer Partners

A growing network of HVAC, plumbing, water treatment and home comfort professionals.

Ontario Focused

Programs designed for homeowners and businesses across communities throughout Ontario.

Local Contractor Model

Equipment installation and service remain with qualified local professionals.

Lease-to-Own Program

Vista offers an affordable way to upgrade home equipment through our lease-to-own program.

Learn About Contractor Financing Solutions
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A contractor going through specific upgrade ideas for furnace.
Service Areas

Home Equipment Financing Across Ontario

Vista works with homeowners and contractors throughout Ontario, including communities across the Greater Toronto Area, Ottawa and surrounding regions. Explore HVAC financing, home comfort equipment and local contractor options available in your area.

  • Toronto & GTA

  • Brampton

  • Ottawa

  • St. Catharines

  • Niagara Falls

  • Brantford

  • Kitchener

  • London

  • Mississauga

  • Vaughan

  • Windsor

  • Woodstock

What Can We Help You With?

Whether you’re upgrading your home, growing your business or equipping multiple properties, explore how Vista can help you move forward.