Furnace, Air Conditioning & Water Heater Financing for Toronto Homeowners

Vista Services offers lease-to-own programs for a range of home heating, cooling, water heating, and water treatment equipment for Toronto homeowners.

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Helping Toronto Homeowners Upgrade Their Home Equipment

Vista Services supports homeowners throughout Toronto, including Downtown Toronto, Etobicoke, North York, and surrounding communities.

We help Toronto homeowners access the benefits of upgrading aging home equipment through an affordable lease-to-own option that can also include eligible repairs and replacement parts throughout the term.

Already working with a contractor? Vista can work with your existing contractor. If you need an installer, we can also help connect you with an HVAC professional serving the Toronto area.

Equipment Available Through Our Lease-to-Own Program

Equipment Financing Available for Toronto Homeowners

From heating and cooling to hot water and water quality, Vista helps Toronto homeowners upgrade the essential equipment that keeps their homes comfortable.

Picture of a furnace.

Furnaces
‍

Heating solutions designed to keep your home warm.

A gray outdoor HVAC air conditioning unit mounted on a concrete base, viewed from a corner showing ventilation grilles on three sides.

Air
Conditioners

Keep your home cool during the warmer months.

White and gray outdoor heat-pump unit with a large circular fan on the front protected by a metal grill.

Heat
Pumps

A heating and cooling solution that can provide year-round comfort.

Modern gray boiler unit with attached copper pipes, a black pump, a pressure gauge, an expansion tank, and a digital control panel.

Boilers
‍

Heating solutions for homes that use boiler-based heating systems.

White electric water heater tank with a digital control panel displaying OFF on a blue screen mounted near the top and a cable connected to a rectangular gray device on the side.

Water
Heaters

Hot water for your home with a traditional tank water heater.

Metallic rectangular tankless water heater with a digital display showing temperature set to 120°F and multiple pipe connections at the bottom.

Tankless
Water Heaters

Enjoy hot water on demand, with less wasted energy.

Black water softener system with a tall cylindrical tank featuring a digital control head and a shorter cylindrical brine tank with a closed lid.

Water
Softeners

Improve the quality of water throughout your home.

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Coverage

An Affordable Way to Upgrade Your Home

Get the home comfort equipment you need with $0 down, manageable monthly payments and flexible options through Vista’s lease-to-own program.

$0 Down

Avoid large upfront costs and get the home equipment you need with $0 down.

6 Months With No Payments

Eligible programs offer six months before your payments begin.

Predictable Monthly Payments

Manage your equipment costs with predictable, scheduled monthly payments.

Local Professional Installation

Your equipment is installed and serviced by a local Toronto contractor.

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Already Working With a Contractor in Toronto?

If you already have an HVAC contractor in Toronto, they may be able to work with Vista Services to apply for our lease-to-own program.

For eligible installations and completed documentation, contractors can receive payment for the installation within 72 hours, while homeowners receive an affordable monthly payment option that can include most eligible repairs and replacement parts throughout the term.

Need an HVAC Professional? If you don't currently have a contractor, contact Vista Services and we can help connect you with a local HVAC professional serving Toronto.

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Service Areas

Serving Toronto and Surrounding Areas

Vista Services offers lease-to-own home equipment programs throughout Toronto and surrounding communities, including:

  • Mississauga

  • Vaughan

  • Markham

Want to Learn More? Talk to Vista

What Toronto Homeowners Are Saying

When your home comfort equipment needs an upgrade, you want to know you're making the right choice. Here's what Toronto customers have to say about their experience.

I had an excellent experience with Ifeanyi. He provided outstanding service from start to finish and was extremely professional, friendly, helpful, and attentive to every detail. I truly appreciate the time and effort he put into making everything smooth and easy. His customer service was exceptional. Thank you, Ifeanyi, for your great service and for making this such a positive experience. I highly recommend Ifeanyi and Vista Services!
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Amer K
I had a wonderful experience with Vista Services. I spoke with **Eunice S.**, and she was absolutely amazing. She was very calm, patient, polite, and professional throughout the entire conversation. She answered all of my questions clearly and made the whole process feel so easy and stress-free. I truly appreciate how helpful and kind she was. Excellent customer service! **Thank you, Eunice, for making everything so simple and easy.** Highly recommended! ❤️
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Mandeep K
I had an excellent experience working with Amelia at Vista Services. She went above and beyond to make the transfer of my rental services for my upcoming closing as seamless as possible. She was professional, helpful, and made the entire process incredibly easy. I also really appreciated that she made herself available for any follow-up I may need once the closing is complete. Excellent customer service from start to finish.
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Damar W

Frequently Asked Questions

Find answers about Vista’s lease-to-own program, path to ownership, warranty coverage, installation and service.

Does Vista Services offer lease-to-own programs in Toronto?

Yes. Vista Services offers lease-to-own programs for eligible home heating, cooling, water heating, and water treatment equipment for homeowners in Toronto.

What home equipment can I finance through Vista Services in Toronto?

Vista Services offers lease-to-own options for furnaces, air conditioners, heat pumps, boilers, tank water heaters, tankless water heaters, and water softeners.

Can I use my existing HVAC contractor?

Yes. If you already have a contractor, they can work with Vista Services to apply for the lease-to-own program, subject to eligibility requirements.

Can Vista help me find a contractor in Toronto?

Yes. If you do not already have a contractor, Vista Services can help connect you with a local HVAC professional serving Toronto.

Who installs and services my equipment?

Your equipment is installed and serviced by your HVAC contractor. You can work with an existing contractor or ask Vista Services to help connect you with a local professional.

How does Vista’s lease-to-own program work?

Vista Services helps cover the upfront cost of eligible equipment and installation. Homeowners make affordable monthly payments throughout the term, which can include most eligible repairs and replacement parts, while working toward ownership of the equipment.

Ready for a More Comfortable Home?

Learn more about Vista’s lease-to-own options for heating, cooling, water heating, and water treatment equipment in Toronto.

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